Personal Finance Mastery Program
Build lasting financial confidence through practical budgeting skills and real-world money management strategies that actually work for busy professionals.
Start Your JourneyWhy This Program Works
After working with hundreds of clients in Vietnam's dynamic economy, I've seen the same pattern repeatedly. People know they should budget, but traditional advice doesn't fit their actual lifestyle. This program bridges that gap.
We focus on practical systems that adapt to irregular income, family obligations, and the unique financial challenges of living in a rapidly developing economy. No theoretical exercises here – just proven methods that work when life gets complicated.
- Flexible budgeting for irregular income patterns
- Vietnamese market-specific investment guidance
- Family financial planning strategies
- Emergency fund building techniques
- Debt management without shame or judgment
- Long-term wealth building principles
The program runs over 12 weeks with both group sessions and individual coaching calls. You'll work with real numbers, tackle actual financial challenges, and leave with a personalized system that grows with you.
Program Leader
Crisanto Merlino
Certified Financial Planner with 8 years experience in personal finance education and Vietnamese market expertise
"Financial planning isn't about perfection – it's about progress. I've helped clients go from financial stress to genuine confidence, one realistic step at a time."
Your Learning Journey
Each phase builds practical skills while addressing the psychological side of money management. You'll never feel overwhelmed because we tackle one focused area at a time.
Foundation Phase
Weeks 1-3We start by understanding your current financial reality without judgment. You'll learn to track spending in a way that doesn't feel restrictive and identify patterns you might not have noticed before.
Building Phase
Weeks 4-8Here's where we create your personalized budgeting system. This isn't about copying someone else's method – we design something that fits your income pattern, family situation, and lifestyle preferences.
Mastery Phase
Weeks 9-12The final phase focuses on long-term thinking and advanced strategies. You'll learn to navigate financial decisions with confidence and build wealth sustainably within Vietnam's economic context.
Next Program Starts October 2025
Limited to 12 participants to ensure personalized attention. Early enrollment includes bonus resources and one-on-one planning session.
Reserve Your Spot